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A group of 4 Christmas Baubles balanced together.

2021 has been another odd kind of year, don't let the season trick you into spending more than you should, or overcompensating by shopping till you drop. We have 12 tips to help you.

Ways you can limit your spending - 

  • Have a list and stick to it.
  • Know your budget and set it realistically.
  • Limit time on social media. (Don’t impulse spend)
  • Put a "No Junk Mail" sign on your letterbox.
  • Put time between you and your purchases – walk away, leave it for a week – do you really need it?
  • Pay with cash instead of cards.
  • Avoid spending traps like afterpay.
  • Save for the rainy days (Don’t spend ALL your budget, see how you can tighten it a little)
  • Consider cost per wear or cost per use. How many hours it would take you to work off the piece?
  • Don’t fall for cheap trash or bargains for the sake of it.
  • Start less expensive traditions.
  • Reduce, Reuse, Recycle where you can.

You might also enjoy 12 Christmas Planning and Budgeting Tips

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